The annual safeguarding audit is a reasonable-assurance review under SUP 3A. Advapay on who needs one, what the auditor actually tests, the deadlines, and how UK EMIs and PIs prepare.
Aug 7
Safeguarding reconciliation under CASS 15 means an internal and external reconciliation each reconciliation day. Advapay walks the cycle step by step — records, breaks, and same-day resolution for UK EMIs and PIs.
Aug 3
Your EU EMI or PI does not passport into the UK after Brexit. Advapay's market-entry playbook for EU fintechs: decide if you need a UK licence, then the sequence to get live.
Jul 29
Getting FCA-Authorised as a UK EMI or PI, stage by stage — scoping, the application pack, the completeness check, FCA questions, and the real end-to-end timeline.
Jul 24
An audit-ready safeguarding framework is one where every CASS 15 control has a record that proves it. Advapay's control-by-control checklist for UK EMIs and PIs facing the annual safeguarding audit.
Jul 16
The FCA's new safeguarding regime (PS25/12) takes effect 7 May 2026. Advapay on the CASS 15 rules, daily reconciliation, the resolution pack, the annual audit, and what to do now.
Jul 9
